Answer to Question #44077 in Physical Chemistry for Zeph

Question

8. As an insurance company risk consultant you have been asked to visits a new detached distribution warehouse building to discuss your security requirements. The building is a typical modern single storey unit with brick and concrete block walls up to 2.5m with double skin plastic coated metal composite cladding above, all supported on a steel portal frame. The roof is also double skin plastic coated metal composite cladding with plastic roof lights. At the front of the building there is a large metal roller shutter warehouse door plus a separate glazed door giving access to the reception area. There are two exits at the rear. There are small opening windows to the toilets only and a fixed glazed area by the main reception access door. The warehouse is located on a new industrial estate with access roads both front and rear. The warehouse will contain a variety of televisions, Hi Fi equipment and white goods, all on beam pallet racking plus there will be some storage of a few cases of high value mobile telephones.
The building will only be occupied during the day 5 days a week
a. Detail the security requirements that you would require to make this an acceptable theft risk
9. Many property insurance policies, especially covering smaller risks contain warranties. Explain the function of a warranty clause and why compliance by the insured with a warranty is very important. Give two examples either from experience or what you consider to be suitable warranties
10. Fire insurance policies contain an Average clause. How is this applied in the event of a loss under a fire insurance policy?