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“Every person has the right to live in healthy and clean environment and that must be protected by law”; how far this world philosophy jurist environment is addressed in different national and international instruments. Critically discuss with evidence.


“Every person has the right to live in healthy and clean environment and that must be protected by law”; how far this world philosophy jurist environment is addressed in different national and international instruments. Critically discuss with evidence.


Gary is an event organiser. He orders two ice cream cakes from Delicious Bakers for an event. They agree that the cakes will be delivered to Gary at his house at 09H00 on 15 October 2020. On the arranged date and time, Gary decides to welcome a rugby team at the airport. When Delicious Bakers arrive at Gary’s house as agreed, there is nobody to take delivery of the cake. Discuss the form of breach of contract that occurred in the case study. 


The banks duty of confidentiality has become an increasingly archaic principle of private law,the operation of which only obstructe rather than protect s legitimate rights and interests. Discuss if you agree or disagree with the reason.

QUESTION 1: COMPULSORY:


Union Bank mantains two accounts for people called J.Banda; one is John Banda , the other


James. This has , at times, created problems with occasionally debits and credits for one going to


the other. John has been a good customer but the bank has had problems with James’ account


with some cheques returned for lack of funds.


A cheque for K1 500 was presented on James’ account which would have overdrawn it by K1 200.


On double-checking the account, it was discovered that the previous week, he had deposited in K2


000 cash which had been posted in error to John’s account. Discuss, in detail, the legal


implications of the following:


a. Returning unpaid James’ cheque for K1 500. (10 Marks)


b. John spending the K2 000 which was credited to his account. (10 Marks)


(Total Marks 20)



QUESTION 1: COMPULSORY:


Union Bank mantains two accounts for people called J.Banda; one is John Banda , the other


James. This has , at times, created problems with occasionally debits and credits for one going to


the other. John has been a good customer but the bank has had problems with James’ account


with some cheques returned for lack of funds.


A cheque for K1 500 was presented on James’ account which would have overdrawn it by K1 200.


On double-checking the account, it was discovered that the previous week, he had deposited in K2


000 cash which had been posted in error to John’s account. Discuss, in detail, the legal


implications of the following:


a. Returning unpaid James’ cheque for K1 500. (10 Marks)



b. John spending the K2 000 which was credited to his account.(10 Marks)

QUESTION 1: COMPULSORY:


Union Bank mantains two accounts for people called J.Banda; one is John Banda , the other


James. This has , at times, created problems with occasionally debits and credits for one going to


the other. John has been a good customer but the bank has had problems with James’ account


with some cheques returned for lack of funds.


A cheque for K1 500 was presented on James’ account which would have overdrawn it by K1 200.


On double-checking the account, it was discovered that the previous week, he had deposited in K2


000 cash which had been posted in error to John’s account. Discuss, in detail, the legal


implications of the following:


a. Returning unpaid James’ cheque for K1 500. (10 Marks)



b. John spending the K2 000 which was credited to his account. (10 Marks)

Discuss the circumstances under which a banker is allowed to disclose the confidential information about its customer. [10 marks]

Henry is 17 years old of age and has had an account at your bank since he was 13 years old. He is going to university of Zambia next month to study law. He needs K25000 to spend on various items and special clothing in line with his career path. He is before your office to seek for an overdraft has his father is willing to guarantee the repayment of the stated overdraft even though he believes his son should "stand on his own feet. Discuss the the legal position of this situation. Would your bank extend this overdraft to Henry? [10 marks]

Henry is 17 years old of age and has had an account at your bank since he was 13 years old. He is going to university of Zambia next month to study law and. He needs K25000 to spend on various items and special clothing in line with his career path. He is before your office to seek for an overdraft even though he believes his son should "stand on his feet". Discuss the legal position of this situation. Would your bank extend this overdraft to Henry. [10 marks]

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