Ali own and manage a manufacturing business with 50 workers. He decided to buy a workmen compensation insurance to protect himself and his workers against any risks while on job.
a) Do you think managers are also covered under this policy? Elaborate.
b) Discuss the premium payments in this policy.
c) State two situations, when insurer is not liable for injury to workman?
d) Workman died of pre-existing disease, which was aggravated by the work situation. Can the
employee’s family claim for the coverage? Justify
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